Four Human Needs There are many ways to understand a human life. Theories abound about how we navigate the stages and cycles that make up our existence, whether we focus on psychological development, spiritual growth, or financial well-being. In Seven Habits of Highly Effective Families, Stephen Covey wrote about four human needs: survival, stability, success, and significance. [1] Motivational speakers such as Zig Ziglar and Joseph Stumpf have created a hierarchical system from that idea that focuses on our financial health. They appear to be making a good living telling people how to move from one stage to the next. Encouraging others to take responsibility for their lives, these men…